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Action Account  | First Checking | E-Statements

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The Action Account- for those with better things to do.


  • No Monthly Service Charge
  • $100 Minimum opening balance required
  • No Minimum balance to maintain
  • Unlimited Check Writing
  • Free Monthly eStatements available
  • Free ATM/Debit card (including photo debit card) available
  • Free 24/7 Online Banking and Bill Pay with interfaces to Quicken, Quickbooks and Microsoft Money
  • Overdraft Protection Available*

*may be subject to approval

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First Checking


First Checking earns premium interest on your investment, while providing you with the convenience of writing checks.
  • No Monthly service charge
  • $10,000 minimum balance required
  • Premium Interest (on balances of $10,000 or more)
  • Unlimited Check Writing
  • Free monthly eStatements available
  • Basic Checks Free with $10,000 Balance
  • Free ATM/Debit Card (including photo debit card) available
  • Free 24/7 Online and Bill Pay with interfaces to Quicken, Quickbooks, and Microsoft Money

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A few of the most common ways thieves get your personal information are stealing your mail or purse/wallet and rummaging through your trash. Let Stephens Federal Bank help protect your identity and financial information with eStatements. This electronic version of your paper statements is securely stored, available only to you within Online Banking, and is a free service.

View your eStatements anytime by simply logging on at:

 and clicking the eStatements button within your checking account information. When you sign up you provide us with your current email address and we will send an email with a link when your account statements are available.

Benefits of eStatements

We'll file it for you - eStatements will be archived for 18 months.

View Check images - official check copies available to you at no extra cost.

Immediate email notification - when new statements are available.

Remote access - view your statements anywhere you have an internet connection, 24 hours a day.

Printing Options - print your statement multiple times or not at all!

Sign up for eStatements today!

Log into Online Banking, click on eStatements button within your checking account information to sign up.

For more information contact us by email ( or call (706) 886-2111 or 1-888-910-2265.

Click Here to SIGN ON to Stephens Federal Bank's Online Banking to view your eStatements.

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Join Stephens Federal Bank's SeniorsFirst Program to enjoy the many benefits offered to our special customers age 50 or older. The purpose of this program is to offer fun, fellowship, and information to our seniors. The program is geared to provide timely information on a variety of topics, such as living wills, security, budgeting and other items of group interest. Membership is free. Luncheons are held for the purpose of sharing information and coming together in fellowship. Join Today!

  • For Customers 50 years or older
  • Unlimited Check writing privileges
  • Free basic style checks
  • Free Notary Service
  • Free copies of personal documents
  • Free smiles and Friendly service

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