Buying a Home

You've made the decision to buy a new home. Where do you start? One of our experienced lenders can provide all the answers you need along with a variety of mortgage options tailored to your particular circumstances. For some, the question is affordability-  will my income support the payment required for the home I want? For others, making payments is a snap, it's the down payment and closing costs that pinch. Some need counseling on how to manage their credit history and existing debts to fully prepare for a new mortgage. Then, there are those who just need a short-term loan until the previous home sells. Whether it's a first home, a move-up home, or a vacation/retirement getaway, whatever your story, Stephens Federal Bank can provide an answer just for you.

Planning For Retirement

Most people work for years with an eye toward a day when they can leave it all behind. When that day comes, will you be ready financially? Stephens Federal can provide a number of options in the form of IRAs (regular and Roth), Certificates of Deposit, High-Interest Checking Accounts, and other investment vehicles to help you save and earn enough to retire on your own terms. For safety and security, bank investments continue to offer a quality return with virtually no risk. Our Customer Service Representatives can help you stretch FDIC insurance limits to cover much more than the familiar $100,000, and IRAs are now FDIC-insured to $250,000. Let us help you greet that first day of retirement with open arms!