Banking Services
Online Banking | Free Online Bill Pay | E-Alerts | E-Statements | ATM Locations | ATM/Debit Cards | Telephone Banking | | Drive Thru Banking | Safe Deposit Boxes| Night Depository | Cashiers Checks | Online Mortgage Application | ZashPay
Online Banking
24 Hour access to your account(s)
- Transfer funds between your personal accounts
- View your bank statement
- Layered Authentication Security
- Export Capabilities to certain bookkeeping programs
Enroll Now
Back to Top
Mobile Banking
- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay bills
- Locate SFB offices and ATMs
Find out more
Frequently Asked Questions

Free Online Bill Pay
- FREE! No Monthly fee.
- Fast and convenient
- Confirmation for every payment made
- Payment history stored for six months

|
ZashPaySM is the easy way to send money to anyone!
- Pay anyone using their mobile phone number or email, no matter where they bank¹
- The recipient will typically receive their money within one business day.
- Use this service for only $.50 per transaction, paid by sender.
- You must enroll in Bill Pay to use the ZashPay service.
Because ZashPay is part of Internet Banking sending money has never been more secure or convenient. The money goes directly from your Checking Account to your friend s account at any financial institution. The recipient will receive an email or text message with details to easily claim their money.
Enroll Today! Log onto Bill Pay and click Pay People to get started.
|
|
1Recipient will need to enroll with ZashPay the first time they use this service. Text message rates may apply from the wireless provider. Recipient is not charged a ZashPay fee by SFB. Valid in U.S. only.
Back to Top
Overnight Check Payment From Bill Pay
Overnight Check provides the capability to schedule certain paper payments to be delivered within one (1) Business Day rather than the standard multi-Business Day window within online bill pay. Depending on the Payee, the payment calendar within online bill pay will display the earliest date payment can arrive. Additionally it will display a fee to be charged of $14.95 if you chose the one (1) Business Day option. A paper check will be generated and delivered overnight to the party being paid.
The option is only available to retail online banking customers using bill pay.
Back to Top
eAlerts
- Easily set up the notifications you would like to receive
- Alert notification sent to e-mail address of your choice
- Full message may be viewed from your online banking account
Online Mortgage Application
|
- Apply for a mortgage loan 24/7 at your convenience with Stephens Federal Bank's Online Mortgage Application. Click on the following link to start your application today. Working with a specific loan officer? No problem. Choose your loan officer by name or lending area for personalized service. At Stephens Federal Bank, we re proud to provide service far beyond. Equal Housing Lender.
http://stephensfederalbank.mortgagewebcenter.com
Back to Top
ATM Locations
- Main Office
2859 Hwy.17 Alt. Toccoa, GA 30577
- Doyle Street Office
12 East Doyle Street Toccoa, GA 30577
- Clayton Office
Hwy. 76 East Clayton, GA 30525
|

|
Back to Top
ATM/Debit Cards
ATM Cards
- Apply for the Stephens Federal Bank ATM card for convenience and easy access to your money world wide. Subject to approval.
Debit Cards
- Apply for our MasterMoney Debit Card or MasterMoney Photo Debit Card for the ease of check free purchases on the go. Subject to approval.
|
|
Back to Top
Telephone Banking
Give us a Buzz on the Bee Line.
24/7 Telephone Banking Service
1-800-842-5343
Get account balance, transfer funds, account activity, loan information and much more.
Please have your 10-digit account number handy. (Pin required for access.)
Back to Top
Drive Thru Banking
Each banking office has drive thru banking windows for your convenience.
Back to Top
Safe Deposit Boxes
Available at the following Stephens Federal Bank locations:
- Toccoa Main Office
- Clayton Branch Office
|

|
Back to Top
Night Depository
Each banking office is equipped with a night depository for your use.
Back to Top
Cashier's Checks
Cashier s Checks are available to our customers for a $5 fee.
Back to Top
eStatements
A few of the most common ways thieves get your personal information are stealing your mail or purse/wallet and rummaging through your trash. Let Stephens Federal Bank help protect your identity and financial information with eStatements. This electronic version of your paper statements is securely stored, available only to you within Online Banking, and is a free service.
View your eStatements anytime by simply signing into Online Banking at:
https://fiserv.storedstatement.com/estatements/index.jsp?id=StephensFederal
and clicking the eStatements button within your checking account information. When you sign up you provide us with your current email address and we ll send an email with a link when your account statements are available.
Benefits of eStatements
- We will file it for you eStatements will be archived for 18 months.
- View Check images official check copies available to you at no extra cost.
- Immediate email notification - when new statements are available.
- Remote access view your statements anywhere you have an internet connection, 24 hours a day.
- Printing Options print your statement multiple times or not at all!
Sign up for eStatements today!
- Log into Online Banking, click on eStatements button within your checking account information to sign up.
For more information contact us by email (bank@stephensfederalbank.com) or call (706) 886-2111 or 1-888-910-2265.
Click Here to SIGN ON to Stephens Federal Bank s Online Banking to view your eStatements.
Back to Top
|